ABOUT US

Mr. Malay P. Kathiriya and Deepali Malay Kathiriya

Since 2002, Deepmalay firm is on its mission to transform financial life of individuals and families. This journey is from financial worries to financial freedom, from average financial life to excellent financial life, from dream to goal and from goal to reality. This journey is full of discovery, discipline and doings.

Today more than 600 families, in India and abroad, are with us, stepping in unison towards a brighter and happier financial future. We are a team of dedicated professionals, backed by latest technology and research.

A) Financial Planning

We do not see financial planning as a service only. Instead, we believe that financial planning is a way of life.

Be it going for a vacation, renovating your house, repaying your loan, ensuring dream career for your children, securing your golden years, protecting your assets and lifestyle – every financial goal requires some sort of planning.

In your journey towards financial freedom – you need a road map and an experienced friend, philosopher and guide. Your financial plan is that road map, and you get a lifelong friend in us.

Process Flow for Financial Planning –
Confidentiality Agreement – Data Gathering – Letter of Engagement & Scope of Services – Draft Plan Presentation – Final Plan Presentation – Implementation – Review & Monitoring.

B) Investment Guidance

Investment decisions are no more straight forward or obvious. There are checks and balances. There are multiple asset classes and products to choose from. Your priorities and concern may also vary – saving tax, earning fixed interest, beating inflation, achieving goals etc.

We believe that before finalizing any investments option and asset class, it is more important for us to know YOU. We first understand your needs and worries. Then we pick and choose right investment products for you.

The range of investment products that we deal into and have expertise are as follows –

1) Debt –
Fixed deposits, Liquid fund, Income fund, Bonds, NCDs, Govt. Securities, Gilt Fund etc.

2) Equity –
Equity Mutual Funds (Diversified, Large-Mid-Small Cap, Infrastructure, Sectoral, Offshore etc.) and Direct Equity

3) Hybrid –
Balanced funds, MIP etc.

4) Insurance –
General (Health, Car, Householders insurance etc.) and Life (Term, Endowment, Traditional, Unit linked, Child plans, Pension plans etc.)

C) Tax Planning

Availing tax benefits wherever applicable often helps you to accumulate real wealth. We help you in doing that. We also assist you in filing return.